OWN OR INVEST IN COMMERCIAL PROPERTY WITH CONFIDENCE
Whether you’re a business owner buying premises, a property investor diversifying your portfolio, or a developer undertaking a new project, Ironbark Group mortgage brokers make the process clearer, helping you navigate lending criteria, structure smarter loans, and access options tailored to your goals.
Commercial property loans are a specialised area of finance, often requiring higher deposits, detailed documentation, and careful planning. With the right guidance, you can secure financing for your business premises, investment property, or development project without the stress. At Ironbark Group, we help you understand your options, identify lenders suited to your situation, and structure a loan that works for you.
WHY CHOOSE IRONBARK GROUP?
We help businesses, investors, and developers secure commercial property loans with clear guidance and expert support.
As a trusted mortgage broker, Ironbark Group:
Understands the unique requirements and challenges of commercial lending
Helps structure loans to optimise cash flow, reduce interest costs, and protect your investment
Has access to a wide network of lenders across Australia, including non-bank and private options
Supports you through complex documentation, valuations, and approvals
Provides ongoing guidance if refinancing or portfolio expansion becomes necessary
We focus on your individual goals and help you navigate the process from first inquiry through to settlement.
TURN YOUR COMMERCIAL PROPERTY AMBITIONS INTO REALITY
Whether you’re buying premises, investing, or developing, Ironbark Group mortgage brokers guide you through the complexities of commercial lending. We help you access the right lenders, compare loan options, and structure a solution that supports your business or investment goals.
Frequently Asked Questions
Who can apply for a commercial property loan?
Business owners, property investors, developers, and SMEs looking to purchase commercial premises or investment properties.
What deposit do I need for a commercial property loan?
Deposits are typically higher than residential loans, often 20%–35% of the property value. However, in some instances deposits can be lower depending on the situation.
Are commercial property loans more expensive than residential loans?
Yes, interest rates and fees are generally higher due to increased risk and lender requirements.
Can I use a self-managed super fund (SMSF) to invest in commercial property?
Yes, SMSF investors can access commercial property loans, but documentation and compliance requirements are strict.
What documentation is required?
Expect to provide tax returns, profit and loss statements, cash flow projections, business plans, and details on tenants and leases.
How do lenders assess borrowing capacity?
Lenders focus on property profitability, Interest Coverage Ratios, tenant quality, and lease terms, rather than just income.
Can I refinance my commercial property loan?
Yes. Ironbark Group mortgage brokers help clients refinance when rates change, loans mature, or businesses want to access equity.
How long does the approval process take?
It varies by lender and property type, but commercial loans typically take longer than residential due to detailed documentation and assessments.
Are there non-bank lending options for commercial property?
Yes. Specialist brokers like Ironbark Group can help identify non-bank or private lending options if traditional lenders are unavailable.
How can a mortgage broker help with commercial property loans?
A mortgage broker guides you through complex criteria, compares lenders and products, structures smarter loans, and supports you from application to settlement.
What Our Clients Say
Professional insurance advice, handled smoothly.
Gene and his team were very professional and friendly and got the job done without any hiccups. Appreciate your great service team.
Matt Kollrepp
They explain insurance clearly and properly.
Ironbark Group really listens to what you need. They are also so helpful with business, home and car insurance. Ironbark Group really take the time to explain everything, so you really understand your home loans and insurance. They are the best!! Thank you so much Ironbark Group for all your help!!
Jesse Bogan
A business you can trust.
Totally awesome business to deal with! 100% can guarantee their excellent services.
Tania Allison
Trusted for both business and personal insurance.
Great team. We use Ironbark for both business / personal, finance and insurances. Can’t fault them 🙂
Kane D’Rose
Top-notch communication, efficiency and professionalism.
Excellent from the first phone call! Communication, efficiency and professionalism were top notch — systems and processes were so easy to use.
Linz11 R
Get in touch
Whether it’s home loans, commercial finance, asset finance, or insurance, our team is here to help you make confident decisions. Contact us and discover how we can tailor the right solution for your needs.
PHONE
POSTAL ADDRESS
PO Box 883, Upper Coomera QLD 4209
UPPER COOMERA
Unit 9/4 Dalton St,
Upper Coomera QLD 4209
SOUTHPORT
Griffith University, Link Building,
5/58 Parklands Dr, Southport QLD 4215
HELENSVALE
15-17 Millennium Circuit,
Helensvale QLD 4212